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Browse mortgage refinance companies serving Winterville, North Carolina. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Winterville, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 3 mortgage refinance companies in Winterville, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Regional Finance
701 W Fire Tower Rd Suite E, Winterville, NC 28590
2529176162
Mariner Finance
111 W Fire Tower Rd Ste. C, Winterville, NC 28590
2523213060
Security Financial Services
W Fire Tower Rd, Winterville, NC 28590
2523213060
Mortgage refinance companies in Winterville, North Carolina help homeowners lower their interest rates or change loan terms. North Carolina law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand the Pitt County real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Winterville Cost?
Typical costs for a mortgage refinance in North Carolina range from 2 to 5 percent of the loan amount. This includes lender origination fees, appraisal fees of 400 to 700 dollars, title search fees, and state deed transfer tax. For a 200,000 dollar loan, total costs might be 4,000 to 10,000 dollars. Note that costs vary by situation and this is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Winterville?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. North Carolina lenders also require a property appraisal to verify home value. Having these ready can speed up the process.
How long does a mortgage refinance take in North Carolina?
A standard refinance in North Carolina usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your lender must provide a Loan Estimate within three business days of your application.
Are there North Carolina laws that affect refinance costs?
Yes, North Carolina imposes a state deed transfer tax of 0.10 percent of the loan amount on refinances. Some counties also charge a recording fee. These costs are in addition to lender fees and third-party charges.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.