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Find Mortgage Refinance Companies in Charleston, SC
Compare mortgage refinance companies in Charleston. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Charleston, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 20 mortgage refinance companies in Charleston, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tabor Mortgage Group
2000 Sam Rittenberg Blvd STE 2020, Charleston, SC 29407
The Bridgewater Mortgage Group of Element Home Loans
174 E Bay St Ste 3, Charleston, SC 29401
8438236365
Movement Mortgage - Gary Harwyn, NMLS #331391
146 Fairchild St #180, Charleston, SC 29492
8432245619
Guild Mortgage - Christopher Barton
60 Markfield Dr Unit 5, Charleston, SC 29407
8432123963
Zach Larichiuta - The Local Team
1387 Harbor View Rd, Charleston, SC 29412
8436066001
Laurie Johnson
1180 Sam Rittenberg Blvd # 305, Charleston, SC 29407
8437084440
Josh Catigano
1387 Harbor View Rd, Charleston, SC 29412
8433231150
Leeward Point Mortgage
215 E Bay St Ste 403-F, Charleston, SC 29401
8432034578
Matt Mieras of Guild Mortgage
1180 Sam Rittenberg Blvd # 305, Charleston, SC 29407
8436705512
Gracen Watts -Your Mortgage Lady at Mint Group Mortgage, LLC
553 Savannah Hwy, Charleston, SC 29407
8439063954
Matt Dorsey
1387 Harbor View Rd, Charleston, SC 29412
8434084421
Jennifer Stout - Home Loans with Jenn
1180 Sam Rittenberg Blvd # 305, Charleston, SC 29407
8438135544
Guild Mortgage - Elijah Driscoll
1180 Sam Rittenberg Blvd # 305, Charleston, SC 29407
8434750660
Mint Group Mortgage, LLC
553 Savannah Hwy, Charleston, SC 29407
8439063954
Judson Brehmer
1387 Harbor View Rd, Charleston, SC 29412
3039636595
What Does a Mortgage Refinance Company in Charleston Cost?
Typical costs for a mortgage refinance in South Carolina range from 2 percent to 5 percent of the loan amount. This includes an appraisal fee of 400 to 600 dollars, title search and insurance of 500 to 1,000 dollars, and lender origination fees. South Carolina also charges a mortgage recording tax of 0.26 percent of the loan amount. Costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
How long does a mortgage refinance take in Charleston?
A typical refinance in South Carolina takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if documentation is incomplete. Your lender will provide a timeline estimate.
What documents are needed to refinance in South Carolina?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. South Carolina also requires a property survey in some cases. Your lender will give you a full list.
Are there South Carolina laws that affect refinancing?
South Carolina has no state specific refinance restrictions beyond federal rules. However the state does require a mortgage recording tax and deed recording fees. These costs vary by county and loan amount.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.