Find Mortgage Refinance Companies Near You in Florence, SC
Browse mortgage refinance companies serving Florence, South Carolina. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of South Carolina before hiring.
Showing 20 mortgage refinance companies in Florence, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Florence Cost?
Typical costs for a mortgage refinance in South Carolina include an appraisal fee of 400 to 700 dollars, title search and insurance from 500 to 1000 dollars, and lender origination fees of 0.5 to 1 percent of the loan amount. Closing costs in Florence usually range from 2000 to 5000 dollars depending on your loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Florence South Carolina?
You typically need recent pay stubs, tax returns, bank statements, and a government ID. South Carolina also requires a property survey or title search to confirm ownership. Your lender will give you a full list based on your loan type.
How long does a mortgage refinance take in South Carolina?
A standard refinance in South Carolina usually takes 30 to 45 days from application to closing. Delays can happen if the property appraisal or title work takes longer. Your refinance company will provide a timeline estimate at the start.
Are there South Carolina specific laws for mortgage refinancing?
Yes South Carolina requires lenders to be licensed with the state Department of Consumer Affairs. The state also has a three day right of rescission period after closing for most refinances. This gives you time to cancel the loan without penalty.