A mortgage refinance company in Columbia South Carolina helps homeowners replace their existing home loan with a new one. South Carolina law allows for a statutory right of rescission within three business days after closing for most refinances. Local lenders are familiar with Richland County property records and the state specific recording fees required for the new mortgage.
What Does a Mortgage Refinance Company in Columbia Cost?
Typical costs for a mortgage refinance in Columbia South Carolina include an appraisal fee of 400 to 600 dollars, a title search and insurance policy costing 500 to 800 dollars, and lender origination fees of 0.5 to 1.0 percent of the loan amount. South Carolina charges a mortgage recording fee of 0.30 per 100 dollars of the loan amount and a documentary stamp tax of 0.15 per 100 dollars. Total closing costs often range from 2000 to 5000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
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Mortgage Refinance Companies in Other South Carolina Cities
Aiken · Anderson · Beaufort · Bluffton · Boiling Springs · Charleston · Clemson · Clover · Conway · Duncan · Easley · Elgin · Florence · Fort Mill · Goose Creek