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Directory of mortgage refinance companies in Layton, Utah. Verify credentials with the state mortgage licensing authority before hiring.
14 agents listed
Updated May 2026
Layton, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 14 mortgage refinance companies in Layton, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMI Home Financing
1597 Woodland Park Dr #100A, Layton, UT 84041
8017367736
American Pacific Mortgage Layton (NMLS #1446817)
27 S Main St, Layton, UT 84041
8013908282
Uniform Services Veterans Mortgage, LLC
2156 N Hill Field Rd, Layton, UT 84041
8889978786
Primary Residential Mortgage, Inc. - The Dale Stanford Team
579 Heritage Park Blvd Suite 140, Layton, UT 84041
8014764663
Garrett Hansen, AMP - Diversified Home Loans
1544 Woodland Park Dr Suite 300 B, Layton, UT 84041
4357704802
Guild Mortgage - Zachary Hayes
1086 UT-193 #102, Layton, UT 84040
3852384382
Lifetime Home Loans - Co. NMLS #1861406
664 W Antelope Dr, Layton, UT 84041
8017741699
Brett Wilson - Preferred Rate
52 Main St 1st Floor, Layton, UT 84041
8014976403
Guild Mortgage - Brady Peterson
1086 UT-193 #102, Layton, UT 84040
3854052392
New American Funding
920 Heritage Park Blvd Suite 200-E, Layton, UT 84041
8016440766
Hometown Mortgage, Co.
476 Heritage Park Blvd Suite 200-B, Layton, UT 84041
8015208475
Burke Christensen Loan Officer NMLS#308203 American Pacific Mortgage Layton
27 S Main St, Layton, UT 84041
8013366650
Jen Jones Branch Manager/ Loan Originator NMLS #247020 American Pacific Mortgage Layton
27 S Main St, Layton, UT 84041
8013908282
Rachel Wheatley Loan Officer NMLS#2139549 American Pacific Mortgage Layton
27 S Main St, Layton, UT 84041
8019207417
A mortgage refinance company in Layton Utah helps homeowners lower their interest rate or change loan terms. Utah law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Davis County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Layton Cost?
Typical costs for a mortgage refinance in Utah include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $600, and title insurance of $800 to $1,200. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Layton Utah?
You typically need pay stubs, tax returns, bank statements, and a copy of your current mortgage. Utah lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Utah?
A standard refinance in Utah usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.