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Find Mortgage Refinance Companies in Tremonton, UT

Compare mortgage refinance companies in Tremonton. Review contact information and insurance categorys before you decide.

9 agents listed
Updated June 2026
Tremonton, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Utah before hiring.
Showing 9 mortgage refinance companies in Tremonton, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage Company
18 N 200 E Suite 204, Tremonton, UT 84337
(435) 257-8804 branches.guildmortgage.com
Guild Mortgage - Andi Aoki
18 N 200 E Suite 204, Tremonton, UT 84337
(435) 740-4855 branches.guildmortgage.com
Summit Lending
305 E Main St Suite 202, Tremonton, UT 84337
(385) 200-1470 summitlending.com
Bank of Utah - Tremonton
25 N Tremont St, Tremonton, UT 84337
(435) 553-4661 bankofutah.com
Envision Finance & Mortgage
2 E Main St, Tremonton, UT 84337
(435) 257-5626 e-fam.com
Guild Mortgage - Cheltsea Bess
18 N 200 E Suite 204, Tremonton, UT 84337
(801) 668-6410 branches.guildmortgage.com
Guild Mortgage - Britney Francis
18 N 200 E Suite 204, Tremonton, UT 84337
(435) 494-4151 branches.guildmortgage.com
Raulon Van Tassell
18 N 200 E Suite 204, Tremonton, UT 84337
(208) 300-0410
Kris Udy
18 N 200 E Suite 204, Tremonton, UT 84337
(435) 279-7777

Mortgage refinance companies in Tremonton Utah help homeowners lower their interest rate or change loan terms. Utah law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Box Elder County property values and can guide you through the process.

What Does a Mortgage Refinance Company in Tremonton Cost?

Typical costs for a mortgage refinance in Utah include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs usually total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Tremonton Utah?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Utah lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Utah?
A standard refinance in Utah takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes extra time.
Are there Utah specific rules for refinancing a mortgage?
Yes. Utah law requires lenders to disclose all fees clearly. You also have a three day right of rescission after signing, which lets you cancel the loan without penalty.