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Compare fha loan specialists in Milford. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Milford, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Delaware before hiring.
Showing 4 fha loan specialists in Milford, DE
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
28263 Lexus Dr #4, Milford, DE 19963
3024226166
OneMain Financial
660 N Dupont Blvd, Milford, DE 19963
3024229657
Atlantic Finance
927 N Dupont Blvd, Milford, DE 19963
3024223484
Atlantic Loan Services, LLC
20140 Cedar Beach Rd, Milford, DE 19963
3023443248
FHA loan specialists in Milford, Delaware help homebuyers navigate government-backed mortgages with lower down payment requirements. Delaware law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand Kent County property values and can guide you through FHA appraisal and closing processes specific to Delaware.
What Does a FHA Loan Specialist in Milford Cost?
Typical costs for an FHA loan in Delaware include an upfront mortgage insurance premium of 1.75% of the loan amount, plus an annual premium of 0.55% to 0.85%. Closing costs in Milford generally range from 2% to 5% of the purchase price, including appraisal fees around $500 to $700 and title insurance costs. Lender origination fees vary but often fall between 0.5% and 1% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Milford do?
An FHA loan specialist helps you apply for a Federal Housing Administration insured loan. They review your credit, income, and property details to ensure compliance with FHA guidelines. In Delaware, they also help with state-specific disclosure requirements and local property tax assessments.
What are the FHA loan limits for Milford Delaware?
For 2025, the FHA loan limit for a single-family home in Kent County, including Milford, is $498,257. This limit applies to most areas and may be higher for multi-unit properties. Your specialist can confirm the exact limit for your specific property type.
How long does it take to get an FHA loan in Delaware?
The typical FHA loan process in Delaware takes 30 to 45 days from application to closing. Delaware law requires a 10 day right of rescission for refinances. Delays can occur if the property needs repairs to meet FHA minimum property standards.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Delaware.