Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Delaware before hiring.
Showing 19 fha loan specialists in Wilmington, DE
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New City Financial
1000 N West St #1200-1812, Wilmington, DE 19801
8558482862
Meridian Bank Mortgage
5301 Limestone Rd Ste 224, Wilmington, DE 19808
3026357500
Delaware - Wilmington
3801 Kennett Pike Suite C305, Wilmington, DE 19807
3029273583
Cindy M Thurman | Fairway Independent Mortgage Corporation Loan Officer
5301 Limestone Rd Suite 106, Wilmington, DE 19808
3026320723
Fairway Independent Mortgage Corporation
5301 Limestone Rd Suite 106, Wilmington, DE 19808
4102200211
Toni G Wilhite | Fairway Independent Mortgage Corporation Loan Officer
5301 Limestone Rd Suite 106, Wilmington, DE 19808
3025452346
David E Brown at WSFS Mortgage nmslr id#453175
3908 Kennett Pike, Wilmington, DE 19807
3022293093
Phyllis A Wilson | Fairway Independent Mortgage Corporation Loan Officer
2211 Silverside Rd, Wilmington, DE 19810
3025766844
The Pat Brunner Team Mortgage DE-PA-NJ-MD-FL-CA NMLS 143411
3628 Silverside Rd, Wilmington, DE 19810
3022900511
Theresa A Miglino | Fairway Independent Mortgage Corporation Loan Officer
5301 Limestone Rd Suite 106, Wilmington, DE 19808
3027667391
Southwind Mortgage Services
1211 Milltown Rd, Wilmington, DE 19808
3025977616
Robert Keller Loan Officer
4605 Old Linden Hill Rd, Wilmington, DE 19808
3027231775
Candace Anzaldo, Meridian Mortgage NMLS 149914
5301 Limestone Rd Ste 224, Wilmington, DE 19808
3023796770
Robin McDaniel Moran | Fairway Independent Mortgage Corporation Loan Officer
5301 Limestone Rd Suite 106, Wilmington, DE 19808
3027667401
Orange Mortgage LLC
1301 N Harrison St Ste 104, Wilmington, DE 19806
3022000122
Julia Sten
2301 Pennsylvania Ave, Wilmington, DE 19806
3022481537
Chad G. Bowers at Nation One Mortgage Corp
1521 Concord Pike Suite 302, Wilmington, DE 19803
3026502133
Lou Centrella - Mortgage Loan Officer
5341 Limestone Rd Suite 101, Wilmington, DE 19808
8003333004
Mortgage Network Solutions
2036 Foulk Rd #102, Wilmington, DE 19810
3022520100
What Does a FHA Loan Specialist in Wilmington Cost?
Typical costs for an FHA loan specialist in Wilmington Delaware include an origination fee which is usually 1 percent of the loan amount or about $3,000 to $5,000 on a $350,000 loan. Third party costs like appraisal fees range from $500 to $700 and credit report fees are around $30 to $50. Closing costs in Delaware generally total 3 to 5 percent of the purchase price though some can be rolled into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Wilmington Delaware in 2025?
For 2025 the FHA loan limit for a single family home in New Castle County Delaware is $498,257. This limit applies to most areas in Wilmington and may be higher for multi unit properties. Limits are set annually by the Department of Housing and Urban Development HUD.
What is the minimum down payment for an FHA loan in Delaware?
The minimum down payment for an FHA loan in Delaware is 3.5 percent of the purchase price if your credit score is 580 or higher. Borrowers with credit scores between 500 and 579 may qualify with a 10 percent down payment. These rules are set by HUD and apply uniformly across all states including Delaware.
Do FHA loans in Wilmington require mortgage insurance?
Yes all FHA loans require mortgage insurance. You pay an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium that varies from 0.15 to 0.75 percent depending on loan term and down payment. In Delaware this insurance is required for the life of the loan if your down payment is less than 10 percent.