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Find FHA Loan Specialists Near You in Milton, DE

Looking for a fha loan specialist in Milton? Review the directory below to compare your options.

2 agents listed
Updated June 2026
Milton, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Delaware before hiring.
Showing 2 fha loan specialists in Milton, DE Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Motto Mortgage Prosperity
16394 Samuel Paynter Blvd #102, Milton, DE 19968
(302) 313-5145 mottomortgage.com
Doug McCrea Motto Mortgage Prosperity
16394 Samuel Paynter Blvd #102, Milton, DE 19968
(443) 452-9908 mottomortgage.com

What Does a FHA Loan Specialist in Milton Cost?

Typical costs for an FHA loan specialist in Delaware include an origination fee of 1% to 1.5% of the loan amount. You will also pay an upfront mortgage insurance premium (UFMIP) of 1.75% of the base loan amount, plus an annual MIP of 0.55% to 0.85%. Closing costs in Sussex County range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Milton, Delaware in 2025?
For 2025, the FHA loan limit for a single-family home in Sussex County, including Milton, is $498,257. This limit applies to standard FHA loans and may be higher for multi-unit properties.
Do I need a special license to be an FHA loan specialist in Delaware?
Yes, all mortgage loan originators in Delaware must hold an active NMLS license. They must also complete continuing education courses approved by the Delaware Office of the State Bank Commissioner.

FHA Loan Specialists in Other Delaware Cities