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Compare FHA Loan Specialists in Annapolis, MD

Directory of fha loan specialists in Annapolis, Maryland. Verify credentials with the state state mortgage licensing authority before hiring.

20 agents listed
Updated June 2026
Annapolis, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Maryland before hiring.
Showing 20 fha loan specialists in Annapolis, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bay Capital Mortgage Corporation
2553 Housley Rd, Annapolis, MD 21401
(410) 974-6044 baycapitalmortgage.com
A.J. Campitelli with FitzGerald Financial Group
180 Admiral Cochrane Dr Suite 500, Annapolis, MD 21401
(410) 353-0536 fitzgeraldfinancial.net
South River Mortgage
1750 Forest Dr Suite 195, Annapolis, MD 21401
(844) 230-6679 southrivermortgage.com
Channel Marker Mortgage
1730 West St Suite 205, Annapolis, MD 21401
(410) 630-1165 channelmarkermortgage.com
Jason Nader - First Home Mortgage | NMLS ID 313085
900 Bestgate Rd | Suite 310, Annapolis, MD 21401
(240) 882-4830 jasonnadermortgage.com
Harry Manley - First Home Mortgage
900 Bestgate Rd Suite 310, Annapolis, MD 21401
(240) 486-9654 firsthome.com
Matt Nader - First Home Mortgage
900 Bestgate Rd Suite 310, Annapolis, MD 21401
(240) 882-8006 firsthome.com
Embrace Home Loans - Annapolis, MD
1997 Annapolis Exchange #500, Annapolis, MD 21401
(443) 321-4500 embracehomeloans.com
Ann Fisher Loan Officer at FitzGerald Financial Group
180 Admiral Cochrane Dr Suite 500, Annapolis, MD 21401
(410) 960-9295 fitzgeraldfinancial.net
Brad Hewick with FitzGerald Financial Group
180 Admiral Cochrane Dr, Annapolis, MD 21401
(301) 821-0879 fitzgeraldfinancial.net
First Home Mortgage - Annapolis
|, 900 Bestgate Rd Suite 310, Annapolis, MD 21401
(410) 571-2020 firsthome.com
Lamborne Lending, Powered by NEO Home Loans
900 Bestgate Rd Suite 202, Annapolis, MD 21401
(410) 703-9690 lambornelending.com
Downs Mortgage Group
115 West St Suite 200, Annapolis, MD 21401
(202) 899-2603 downsmortgagegroup.com
Fidelity First Mortgage
707 Bestgate Rd, Annapolis, MD 21401
(866) 266-2544 fidelityfirst.net
Brian Masterson - Bay Capital Mortgage
2553 Housley Rd #200, Annapolis, MD 21401
(410) 336-0806 baycapitalmortgage.com
Chris Edge - First Home Mortgage - NMLS 1017539
900 Bestgate Rd Suite 310, Annapolis, MD 21401
(410) 708-1075 firsthome.com
Nicole Fiscella - Prosperity Home Mortgage
635 N Bestgate Rd #100, Annapolis, MD 21401
(443) 745-8972 my.phmloans.com
Lisa O'Hagan with FitzGerald Financial Group
180 Admiral Cochrane Dr Suite 500, Annapolis, MD 21401
(443) 716-0571 fitzgeraldfinancial.net
NFM Lending - Matthew Palmer
111 Forbes St Suite 200, Annapolis, MD 21401
(202) 302-9692 mpalmermortgage.com
Rob Tobin - First Home Mortgage Corporation
900 Bestgate Rd Suite 310, Annapolis, MD 21401
(410) 440-1301 tobinmortgagegroup.com

An FHA loan specialist in Annapolis, Maryland can help you navigate the Federal Housing Administration loan process. Maryland law requires lenders to provide clear disclosures on FHA loans, including mortgage insurance premiums. Annapolis homebuyers often use FHA loans for their lower down payment requirements and flexible credit guidelines.

What Does a FHA Loan Specialist in Annapolis Cost?

Typical costs for an FHA loan in Maryland include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85%. Closing costs in Annapolis often range from 3% to 5% of the purchase price. Lender fees vary, so compare quotes. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Annapolis do?
An FHA loan specialist guides you through the FHA loan application, from pre-approval to closing. They help with required documentation, property eligibility, and meeting Maryland specific appraisal standards.
What are the FHA loan limits for Annapolis Maryland in 2025?
For 2025, the FHA loan limit for a single family home in Anne Arundel County is $524,225. Higher limits may apply for multi unit properties. Check with a specialist for current limits.
Do I need a special license to offer FHA loans in Maryland?
Yes, loan officers in Maryland must hold a state mortgage loan originator license through the NMLS. FHA specialists also need FHA approval from HUD to originate insured loans.

FHA Loan Specialists in Other Maryland Cities

Aberdeen · Baltimore · Bel Air · Beltsville · Bethesda · Bowie · California · Chevy Chase · Clarksburg · Cockeysville · Columbia · Crofton · Dunkirk · Eldersburg · Elkridge

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About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Maryland.

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