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Compare fha loan specialists in Beltsville. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Beltsville, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 2 fha loan specialists in Beltsville, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
vantage loans finance corp
10610 Rhode Island Ave #204, Beltsville, MD 20705
2406156000
Atlantic Financial, Inc.
11720 Beltsville Dr #160, Beltsville, MD 20705
3012777600
An FHA loan specialist in Beltsville, Maryland helps homebuyers navigate Federal Housing Administration loans, which require a lower down payment and credit score than conventional loans. Maryland law mandates that all FHA loan originators be licensed through the Nationwide Multistate Licensing System. Beltsville residents benefit from specialists familiar with local property values and Maryland Housing and Community Development programs.
What Does a FHA Loan Specialist in Beltsville Cost?
Typical costs for an FHA loan in Maryland include an upfront mortgage insurance premium of 1.75% of the loan amount, an annual mortgage insurance premium of 0.55% to 0.85%, and closing costs that range from 2% to 5% of the purchase price. For a $300,000 home, closing costs might be $6,000 to $15,000. These costs vary by lender, loan amount, and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Beltsville, Maryland in 2025?
For 2025, the FHA loan limit for a single-family home in Prince Georges County, which includes Beltsville, is $498,257. This limit applies to most areas and is set by the Department of Housing and Urban Development.
How long does an FHA loan process take in Maryland?
The typical FHA loan process in Maryland takes 30 to 45 days from application to closing. Delays can occur if the property requires repairs or if the borrower needs to provide additional documentation.
Do I need to pay mortgage insurance on an FHA loan in Maryland?
Yes, FHA loans require an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85% depending on the loan term and amount. This insurance protects the lender if you default.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.