ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse fha loan specialists serving Bowie, Maryland. Contact information and addresses listed below.
11 agents listed
Updated May 2026
Bowie, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 11 fha loan specialists in Bowie, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Navigator Mortgage Brokers - Jason Turner
16701 Melford Blvd #459, Bowie, MD 20715
4104747153
Lori Wilson - Ameris Bank Mortgage
16701 Melford Blvd Suite 124, Bowie, MD 20715
3019225116
Fairway Independent Mortgage Corporation
4201 Northview Dr #315, Bowie, MD 20716
4435600764
Michelle McCullough - Ameris Bank Mortgage
16701 Melford Blvd Suite 124, Bowie, MD 20715
4439276542
Stephen Flounlacker at CrossCountry Mortgage
16701 Melford Blvd Suite 400 Office 429, Bowie, MD 20715
4108472106
Kevin Newton - Guaranteed Rate, Inc
16701 Melford Blvd Suite 400, Bowie, MD 20715
4102161683
Christopher Hines - Ameris Bank Mortgage
16701 Melford Blvd Suite 124, Bowie, MD 20715
3016830269
John Kotwica at CrossCountry Mortgage
16701 Melford Blvd Suite 400 Office 429, Bowie, MD 20715
4107693994
CrossCountry Mortgage, LLC
16701 Melford Blvd Suite 400 Office 429, Bowie, MD 20715
4103203655
The Mortgage Mall Inc-Mortgage loans-Mortgage Lender-Maryland Loans-Washington DC Loans.
804 Jennings Mill Dr, Bowie, MD 20721
2022169838
Local Private Lenders
6710 Laurel - Bowie Rd suite 652, Bowie, MD 20718
2029333439
An FHA loan specialist in Bowie Maryland can guide you through the Federal Housing Administration loan process. These loans are popular for first-time homebuyers and those with lower credit scores. Maryland law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Bowie Cost?
Typical costs for an FHA loan specialist in Maryland include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus annual mortgage insurance premiums (MIP) of 0.45 to 1.05 percent. Closing costs generally range from 2 to 5 percent of the purchase price. Lender fees may vary from 500 to 1,500 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan and how does it work in Bowie Maryland?
An FHA loan is a government-backed mortgage insured by the Federal Housing Administration. It allows for a down payment as low as 3.5 percent and has flexible credit requirements. In Bowie, these loans are available for single-family homes and certain condos approved by HUD.
What are the credit score requirements for an FHA loan in Maryland?
The minimum credit score for an FHA loan is typically 580 for a 3.5 percent down payment. If your score is between 500 and 579, you may still qualify with a 10 percent down payment. Maryland lenders may have their own overlays, so check with a specialist.
Are there any Maryland-specific rules for FHA loans?
Maryland law requires FHA loan specialists to provide a Loan Estimate within three business days of application. The state also has strict anti-predatory lending laws that limit certain fees. Additionally, Maryland offers a Mortgage Insurance Premium tax deduction for eligible borrowers.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Bowie who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.