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Find FHA Loan Specialists Near You in Atlantic City, NJ
Looking for a fha loan specialist in Atlantic City? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Atlantic City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 fha loan specialists in Atlantic City, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nj Homes & Loans Llc
1616 Pacific Ave, Atlantic City, NJ 08401
6093507927
Legacy Light LLC
1125 Atlantic Ave, Atlantic City, NJ 08401
6095414410
FHA loan specialists in Atlantic City New Jersey help borrowers secure government-backed mortgages with lower down payments. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. These specialists guide clients through FHA guidelines including property eligibility in Atlantic Citys coastal flood zones.
What Does a FHA Loan Specialist in Atlantic City Cost?
Typical costs for FHA loan specialist services in New Jersey include an origination fee of 1 to 2 percent of the loan amount and a mandatory upfront mortgage insurance premium of 1.75 percent of the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Additional costs may include appraisal fees of 400 to 700 dollars and credit report fees of 30 to 50 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Atlantic City New Jersey in 2025?
For 2025 the FHA loan limit for a single-family home in Atlantic County is typically around $498,257. This amount can be higher for multi-unit properties. The exact limit is updated annually by the Federal Housing Administration based on local median home prices.
Do FHA loans require a special inspection for coastal properties in Atlantic City?
Yes FHA loans require a property appraisal that checks for flood risk and storm damage. In Atlantic City properties in Special Flood Hazard Areas must have flood insurance. The appraiser also verifies the home meets minimum property standards set by HUD.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.