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Directory of fha loan specialists in Barnegat, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Barnegat, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 fha loan specialists in Barnegat, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Pioneers Home Loans
500 Barnegat Blvd N Ste 400, Barnegat, NJ 08005
6402244409
John Kussmaul - Mortgage Loan Officer
560 N Main St, Barnegat, NJ 08005
7322390547
FHA loan specialists in Barnegat, New Jersey help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Local specialists understand Barnegat market conditions and can guide you through the FHA approval process.
What Does a FHA Loan Specialist in Barnegat Cost?
Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1% of the loan amount, plus third-party fees for appraisal (around $500 to $700) and credit report ($30 to $50). The upfront mortgage insurance premium (UFMIP) is 1.75% of the loan amount, and annual mortgage insurance premiums (MIP) range from 0.45% to 1.05% depending on loan terms. These costs vary by lender and individual case. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Barnegat do?
An FHA loan specialist helps you complete the application, gather documents, and meet FHA requirements. They also explain New Jersey specific rules such as property condition standards and maximum loan limits for Ocean County.
What are the FHA loan limits for Barnegat New Jersey in 2025?
For 2025, the FHA loan limit for a single-family home in Ocean County, including Barnegat, is $498,257. Higher limits may apply for duplexes, triplexes, and four-unit properties.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.