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Find FHA Loan Specialists Near You in Bergenfield, NJ
Looking for a fha loan specialist in Bergenfield? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Bergenfield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 fha loan specialists in Bergenfield, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mohamed Illyas at CrossCountry Mortgage
107 N Washington Ave, Bergenfield, NJ 07621
2013454636
Michael Tiago - Mortgage World Bankers
297 S Washington Ave #2, Bergenfield, NJ 07621
6469393149
An FHA loan specialist in Bergenfield, New Jersey helps homebuyers navigate FHA-insured mortgages. These loans are popular in Bergen County due to lower down payment requirements. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance.
What Does a FHA Loan Specialist in Bergenfield Cost?
Typical costs for an FHA loan specialist in New Jersey include an origination fee of 0.5% to 1.0% of the loan amount. Upfront mortgage insurance premium (UFMIP) is 1.75% of the loan and can be financed. Annual mortgage insurance premiums (MIP) range from 0.45% to 1.05% depending on loan terms. Closing costs in Bergenfield average 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Bergenfield do?
An FHA loan specialist guides you through the FHA loan process from application to closing. They review your credit, income, and property eligibility. They also ensure the loan meets New Jersey and federal FHA guidelines.
What are the FHA loan limits for Bergenfield New Jersey?
For 2025, the FHA loan limit for a single-family home in Bergen County is $1,149,825. This high limit reflects the area's median home prices. Limits are updated annually by the Federal Housing Administration.
Do I need a special license to work with an FHA loan specialist in New Jersey?
Yes, all mortgage loan originators in New Jersey must hold a valid license from the New Jersey Department of Banking and Insurance. You can verify a specialist's license on the NMLS Consumer Access website.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.