Compare FHA Loan Specialists in Brownsville, TX
Browse fha loan specialists serving Brownsville, Texas. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 19 fha loan specialists in Brownsville, TX
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An FHA loan specialist in Brownsville Texas helps homebuyers navigate FHA insured mortgages which require a lower down payment and flexible credit guidelines. Brownsville is part of the McAllen Edinburg Mission metropolitan area where FHA loan limits for 2025 are set at $498,257 for a single family home under Texas law. Local specialists understand the unique real estate market in Cameron County and can guide you through the Texas Department of Savings and Mortgage Lending requirements.
What Does a FHA Loan Specialist in Brownsville Cost?
Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Closing costs in Brownsville generally range from 3 to 5 percent of the purchase price. Additional fees may include appraisal costs around $500 to $700 and title insurance fees regulated by the Texas Department of Insurance. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Brownsville Texas?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. If your score is between 500 and 579 you may still qualify but you will need a 10 percent down payment. Texas law does not impose additional credit score requirements beyond federal FHA guidelines.
What are the FHA loan limits for Brownsville Texas in 2025?
For 2025 the FHA loan limit for a single family home in Cameron County is $498,257. Limits are higher for duplexes triplexes and fourplex properties. These limits are set by the U.S. Department of Housing and Urban Development based on local median home prices.
Can I use an FHA loan to buy a fixer upper in Brownsville?
Yes you can use an FHA 203(k) loan which combines the purchase price and renovation costs into one mortgage. This is useful for older homes in Brownsville neighborhoods. The loan requires a HUD approved consultant and follows Texas property condition standards.