ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a fha loan specialist in College Station? Review the directory below to compare your options.
19 agents listed
Updated June 2026
College Station, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 19 fha loan specialists in College Station, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
An FHA loan specialist in College Station Texas can guide you through the process of obtaining a government-backed mortgage insured by the Federal Housing Administration. These loans are popular in Texas because they offer lower down payments and flexible credit requirements. Local specialists understand the College Station real estate market and can help you comply with Texas specific property appraisal rules.
What Does a FHA Loan Specialist in College Station Cost?
Typical costs for FHA loan specialist services in Texas include an origination fee of 1% to 1.75% of the loan amount. The upfront mortgage insurance premium is 1.75% of the loan and annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan term and down payment. Closing costs in College Station generally range from 2% to 5% of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in College Station Texas?
An FHA loan specialist helps you determine if you qualify for an FHA loan, assists with the application process, and ensures the loan meets FHA guidelines. They also coordinate with lenders and appraisers in the College Station area. Their role is to simplify the mortgage process for first-time homebuyers and those with limited credit history.
What are the FHA loan limits for College Station Texas?
For 2024 the FHA loan limit for a single-family home in Brazos County is $498,257. This limit applies to most areas in College Station. Higher limits may apply for duplexes triplexes or fourplex properties.
Do I need a specific license to be an FHA loan specialist in Texas?
Yes FHA loan specialists must hold a valid mortgage loan originator license through the Texas Department of Savings and Mortgage Lending. They must also complete annual continuing education on Texas specific lending laws. You can verify a specialist license on the Nationwide Mortgage Licensing System.
Get matched with agents in College Station who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Texas.