Find FHA Loan Specialists Near You in Coppell, TX
Browse fha loan specialists serving Coppell, Texas. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 16 fha loan specialists in Coppell, TX
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An FHA loan specialist in Coppell, Texas can guide you through the process of obtaining a Federal Housing Administration insured mortgage. These loans are popular in the Dallas-Fort Worth metroplex due to lower down payment requirements and flexible credit guidelines. Texas law requires all mortgage loan originators to be licensed through the Texas Department of Savings and Mortgage Lending, ensuring professional standards are met.
What Does a FHA Loan Specialist in Coppell Cost?
Typical costs for an FHA loan specialist in Texas include an origination fee of 1 to 2 percent of the loan amount, plus a mortgage insurance premium of 1.75 percent upfront and 0.55 percent annually. Closing costs in Coppell generally range from 2 to 5 percent of the purchase price. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Coppell, Texas?
For 2025, the FHA loan limit for a single-family home in Dallas County, which includes Coppell, is $498,257. This limit applies to standard FHA loans and may be higher for multi-unit properties. Check with your lender for the most current limits.
What credit score is needed for an FHA loan in Texas?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may set higher requirements, so ask your specialist.
Are there Texas-specific rules for FHA loans?
Yes, Texas has unique homestead laws that protect your primary residence from most creditors. FHA loans in Texas also require a valid property survey and compliance with state property tax and insurance regulations. Your specialist will help you meet these requirements.