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Directory of fha loan specialists in Denison, Texas. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Denison, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 fha loan specialists in Denison, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
reAlpha Mortgage
305 W Woodard St, Denison, TX 75020
9032022800
Security Finance
722 W Main St, Denison, TX 75020
9034634262
Toledo Finance
605 W Main St, Denison, TX 75020
9034631840
Find Mortgage
1200 S Mirick Ave #103, Denison, TX 75020
9404530916
Gary Williams - First United Mortgage Group
931 W Main St, Denison, TX 75020
9036244995
An FHA loan specialist in Denison Texas helps homebuyers navigate Federal Housing Administration insured loans. These loans often require a lower down payment and have more flexible credit score requirements than conventional loans. In Texas FHA loans must comply with state specific property standards and the Texas Homestead Act which protects a portion of home equity from creditors.
What Does a FHA Loan Specialist in Denison Cost?
Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs usually range from 2 to 5 percent of the purchase price. Lender fees and third party costs like appraisal and title insurance vary by provider. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Denison do?
An FHA loan specialist guides you through the FHA loan process from pre approval to closing. They help you understand FHA requirements such as the 3.5 percent minimum down payment and the upfront mortgage insurance premium. They also ensure your property meets FHA minimum property standards.
What are the FHA loan limits for Grayson County Texas?
For 2024 the FHA loan limit for a single family home in Grayson County which includes Denison is 498,257 dollars. This limit can change annually based on median home prices. A specialist can confirm current limits for your specific loan type.
How long does the FHA loan process take in Texas?
The typical FHA loan process in Texas takes 30 to 45 days from application to closing. Texas law requires a specific timeline for the appraisal and title search. Delays can occur if the property needs repairs to meet FHA standards.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.