FHA Loan Specialists in Donna, TX
Directory of fha loan specialists in Donna, Texas. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 7 fha loan specialists in Donna, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FHA loan specialists in Donna Texas help homebuyers secure mortgages insured by the Federal Housing Administration. These loans often require lower down payments and credit scores than conventional loans. Texas law requires all mortgage loan originators to be licensed through the Texas Department of Savings and Mortgage Lending.
What Does a FHA Loan Specialist in Donna Cost?
Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent. Closing costs usually range from 2 to 5 percent of the purchase price. Lender fees and appraisal costs vary. This is general information and is not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Donna Texas?
For 2025 the FHA loan limit for a single-family home in Hidalgo County is $498,257. This limit is set by the Department of Housing and Urban Development and applies to all FHA loans in the area.
Do I need a minimum credit score for an FHA loan in Texas?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may set higher requirements.
What Texas-specific documents are needed for an FHA loan?
You need a valid Texas drivers license or ID, two years of tax returns, recent pay stubs, and bank statements. Texas also requires a property survey and a home inspection for FHA loans.