Find FHA Loan Specialists in Duncanville, TX
Looking for a fha loan specialist in Duncanville? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 4 fha loan specialists in Duncanville, TX
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An FHA loan specialist in Duncanville Texas helps borrowers navigate government-backed mortgages with lower down payments. Texas law requires all mortgage loan originators to be licensed through the Texas Department of Savings and Mortgage Lending. Duncanville residents often use FHA loans for home purchases or refinancing in Dallas County.
What Does a FHA Loan Specialist in Duncanville Cost?
Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85% depending on the loan term and down payment. Lender origination fees usually range from 0.5% to 1.5% of the loan amount. Third party costs like appraisal and title fees add $1,000 to $3,000. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Duncanville do?
An FHA loan specialist guides you through the FHA loan process including pre approval and documentation. They help you understand Texas specific requirements such as property condition standards and appraisal rules. They also coordinate with your real estate agent and lender.
What are the FHA loan limits for Duncanville Texas?
For 2024 the FHA loan limit for a single family home in Dallas County including Duncanville is $498,257. This amount may change each year based on the Federal Housing Administration guidelines. A specialist can confirm the current limit for your specific situation.
How do I choose an FHA loan specialist in Duncanville?
Look for a specialist who is licensed in Texas and has experience with FHA loans. Check their reviews on the Texas Department of Savings and Mortgage Lending website. Ask about their knowledge of local property values and closing timelines.