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Compare fha loan specialists in Forney. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Forney, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 6 fha loan specialists in Forney, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nicole Carpenter / Home Loan / Platinum Eagle Mortgage
571 FM 548 Suite 132, Forney, TX 75126
2147258923
Candice Moye
205 E US Hwy 80 Ste. 130, Forney, TX 75126
2147293072
Innovative Lending
204 W Broad St Suite C, Forney, TX 75126
2148106746
Chase Home Lending
401 N Farm to Market 548, Forney, TX 75126
2146747782
James Brown - Chase Home Lending Advisor - NMLS ID 661165
401 N Farm to Market 548, Forney, TX 75126
2146747782
City Bank Mortgage
771 E US Hwy 80 #100 Suite 100, Forney, TX 75126
9725641200
FHA loan specialists in Forney Texas help homebuyers secure government-backed mortgages with lower down payments and flexible credit standards. Texas law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). These specialists can guide you through FHA guidelines, including the required 3.5 percent down payment and the Texas-specific homestead exemption rules.
What Does a FHA Loan Specialist in Forney Cost?
Typical costs for FHA loan services in Texas include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus annual mortgage insurance premiums (MIP) ranging from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Forney generally range from 2 to 5 percent of the purchase price. Lender origination fees vary but often fall between 0.5 and 1.5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the credit score requirements for an FHA loan in Forney Texas?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Texas lenders may also consider local credit history and debt-to-income ratios.
How do Texas property taxes affect FHA loan approvals in Forney?
Texas has high property tax rates, and FHA lenders include estimated taxes in the debt-to-income calculation. Forney property taxes are based on the Kaufman County appraisal district values. Lenders require escrow accounts for taxes and insurance as part of the FHA loan.
What is the FHA loan limit for Forney Texas in 2025?
For 2025, the FHA loan limit for a single-family home in Kaufman County (including Forney) is $498,257. Higher limits apply for multi-unit properties. These limits are set by the Federal Housing Administration and may change annually.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.