Compare FHA Loan Specialists in Galveston, TX
Browse fha loan specialists serving Galveston, Texas. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 11 fha loan specialists in Galveston, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
An FHA loan specialist in Galveston Texas helps homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. Texas law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Specialists in Galveston understand local property values and flood zone considerations that can affect FHA loan approval.
What Does a FHA Loan Specialist in Galveston Cost?
Typical costs for an FHA loan specialist in Texas include an origination fee of 1% to 1.5% of the loan amount and an upfront mortgage insurance premium of 1.75% of the base loan amount. Closing costs generally range from 2% to 5% of the purchase price. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Galveston County in 2025?
For 2025 the FHA loan limit for a single-family home in Galveston County is $498,257. This limit applies to most areas and may be higher for duplexes or triplexes. Check with a specialist for exact limits on your desired property.
Do I need a specific license to be an FHA loan specialist in Texas?
Yes all mortgage loan originators in Texas must hold a valid license through the Nationwide Multistate Licensing System. The Texas Department of Savings and Mortgage Lending oversees these licenses. You can verify a specialist license status on the NMLS Consumer Access website.
Can I use an FHA loan to buy a home in a Galveston flood zone?
Yes you can use an FHA loan for a home in a flood zone but the property must have flood insurance. FHA requires flood insurance for homes in Special Flood Hazard Areas. The specialist will help you determine if the property meets FHA minimum property standards.