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Directory of fha loan specialists in Harlingen, Texas. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Harlingen, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 20 fha loan specialists in Harlingen, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
902 Dixieland Rd Suite 102, Harlingen, TX 78552
9562810056
Janie Hernandez - The Unity Group powered by Eustis Mortgage
What Does a FHA Loan Specialist in Harlingen Cost?
Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Harlingen range from 2 to 5 percent of the purchase price. Appraisal fees are around $500 to $700. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Harlingen Texas?
An FHA loan specialist assists with FHA insured mortgages including purchase loans and refinances. They help you understand FHA credit score minimums debt to income ratios and Texas specific property insurance requirements.
What are the FHA loan limits for Harlingen Texas?
FHA loan limits for Harlingen vary by county. For Cameron County the 2025 standard limit for a single family home is typically around $498,257. A specialist can confirm the exact limit for your property.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.