Find FHA Loan Specialists Near You in Houston, TX
Browse fha loan specialists serving Houston, Texas. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 20 fha loan specialists in Houston, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FHA loan specialists in Houston Texas help homebuyers secure mortgages insured by the Federal Housing Administration. These loans are popular in Texas due to lower down payment requirements and flexible credit guidelines. Houston specialists understand local property values and Texas specific regulations such as the Texas Home Equity Law which affects refinancing options.
What Does a FHA Loan Specialist in Houston Cost?
Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent depending on loan term and down payment. Closing costs in Houston usually range from 3 to 5 percent of the purchase price. These costs vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Houston Texas in 2025?
For 2025 the FHA loan limit for a single family home in Harris County is $498,257. Limits are higher for multi unit properties and vary by county. Check the HUD website for the most current limits.
Do I need a specific license to be an FHA loan specialist in Texas?
Yes FHA loan specialists in Texas must hold a valid Mortgage Loan Originator license from the Texas Department of Savings and Mortgage Lending. They must also complete annual continuing education approved by the Nationwide Multistate Licensing System.