Compare FHA Loan Specialists in Irving, TX
Browse fha loan specialists serving Irving, Texas. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 6 fha loan specialists in Irving, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
An FHA loan specialist in Irving Texas can help you navigate the Federal Housing Administration loan process. Texas law requires all mortgage loan originators to be licensed with the Texas Department of Savings and Mortgage Lending. These specialists assist with low down payment options and flexible credit guidelines for homebuyers in Irving and surrounding communities.
What Does a FHA Loan Specialist in Irving Cost?
Typical costs for an FHA loan specialist in Texas include an origination fee of 1 to 2 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Third-party costs like appraisal and title fees vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Irving Texas?
FHA loans require a minimum 3.5 percent down payment and a credit score of at least 580. The property must meet FHA appraisal standards. Borrowers also need a valid Social Security number and lawful residency in the United States.
How do I find a licensed FHA loan specialist in Irving?
You can search the Nationwide Mortgage Licensing System database for licensed loan originators in Irving. Texas requires all mortgage professionals to complete pre-licensing education and pass a state exam. Always verify a specialists license before proceeding.