Find FHA Loan Specialists Near You in Keller, TX
Browse fha loan specialists serving Keller, Texas. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 6 fha loan specialists in Keller, TX
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FHA loan specialists in Keller, Texas help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. These loans are popular in the Dallas-Fort Worth metroplex due to competitive home prices and first-time buyer programs. Texas law requires FHA loan originators to hold a state license through the Texas Department of Savings and Mortgage Lending.
What Does a FHA Loan Specialist in Keller Cost?
Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance, depending on the loan term and loan-to-value ratio. Closing costs in Keller generally range from 2 to 5 percent of the purchase price, covering appraisal fees, title insurance, and lender fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Keller Texas?
For 2024, the FHA loan limit for a single-family home in Tarrant County, which includes Keller, is $498,257. This limit is based on the median home price in the area and is updated annually by the U.S. Department of Housing and Urban Development.
Do I need a specific down payment for an FHA loan in Texas?
FHA loans require a minimum down payment of 3.5 percent if your credit score is 580 or higher. If your credit score is between 500 and 579, a 10 percent down payment is required. Texas law does not impose additional down payment rules beyond federal FHA guidelines.
Are there property condition requirements for FHA loans in Keller?
Yes, the property must meet FHA minimum property standards, including safety, security, and soundness. An FHA appraiser will inspect the home in Keller to ensure it meets these requirements. Texas has no additional state-level property condition rules beyond federal FHA standards.