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Browse fha loan specialists serving Kilgore, Texas. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Kilgore, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 fha loan specialists in Kilgore, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Security Finance
405 N Kilgore St #2, Kilgore, TX 75662
9039831343
Austin Bank
1006 Stone Rd, Kilgore, TX 75662
9039831584
Credit Union of Texas
110 Midtown Plz, Kilgore, TX 75662
9034755000
Gold Star Finance
211 E Main St, Kilgore, TX 75662
9039888900
Citizens Bank
301 E Main St, Kilgore, TX 75662
9039848671
FHA loan specialists in Kilgore, Texas help homebuyers secure government-backed mortgages with lower down payments and flexible credit standards. Texas law requires FHA loans to comply with state-specific property tax and homestead regulations. Local specialists can guide you through the unique requirements for FHA loans in the Kilgore area.
What Does a FHA Loan Specialist in Kilgore Cost?
Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual MIP ranging from 0.45 to 1.05 percent. Closing costs in Kilgore generally range from 2 to 5 percent of the purchase price. Lender fees, appraisal costs, and title insurance vary by provider. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Kilgore?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Scores between 500 and 579 may qualify with a 10 percent down payment. Texas law does not impose additional credit score requirements beyond federal FHA guidelines.
Are there Texas-specific rules for FHA loan limits in Kilgore?
Yes, FHA loan limits vary by county in Texas. For Gregg County, which includes Kilgore, the 2024 FHA loan limit for a single-family home is set by HUD and may change annually. Local specialists can confirm the current limit for your specific property.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.