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Directory of fha loan specialists in Killeen, Texas. Verify credentials with the state mortgage licensing authority before hiring.
18 agents listed
Updated May 2026
Killeen, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 18 fha loan specialists in Killeen, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Wood Group of Fairway Independent Mortgage Corp.
2403 Bacon Ranch Rd Ste 100, Killeen, TX 76542
2546348886
Veterans United Home Loans Killeen
1302 W Stan Schlueter Loop Ste 100, Killeen, TX 76549
2543502250
Sente Mortgage
2102 S W S Young Dr E, Killeen, TX 76543
2547814232
Yvette Hernandez at Veterans Lending Group
2710 Clear Creek Rd Suites 104,105,106, Killeen, TX 76549
2542517065
MORTGAGE FANATICS (L And Z Financial Services) - NMLS#2309952
2004 Mockingbird Ln, Killeen, TX 76541
7542730357
First Community Mortgage
3106 S W S Young Dr bldg d ste 402, Killeen, TX 76542
2549537000
Nancy Pacheco - Valor Home Lending
222 E Avenue C, Killeen, TX 76541
5129558801
Michael Moh
708 E Elms Rd Office 3, Killeen, TX 76542
8322246838
LeaderOne Home Loans - Staci Curb
3901 E Stan Schlueter Loop Suite 100, Killeen, TX 76542
2543833813
LeaderOne Financial Corp
3901 E Stan Schlueter Loop Ste 101, Killeen, TX 76542
2546991683
Guild Mortgage - Chris McCabe
708 E Elms Rd Office 3, Killeen, TX 76542
8329280993
Guild Mortgage - Angel Vasquez
708 E Elms Rd Office 3, Killeen, TX 76542
2542398564
First Community Mortgage
901 E Central Texas Expy, Killeen, TX 76541
2546806158
Guild Mortgage - Tiffany White
708 E Elms Rd Office 3, Killeen, TX 76542
8327259415
Kathy Gaitan @ Town Square Mortgage Killeen TX
3901 E Stan Schlueter Loop Suite 100, Killeen, TX 76542
2545415189
Daniel Cavazos with Valor Home lending
222 E Avenue C, Killeen, TX 76541
3257189359
Cheryl Rodriguez
2212 Sunny Ln, Killeen, TX 76541
2546348134
Veterans Lending Group - Killeen
2710 S Clear Creek Rd Ste 106, Killeen, TX 76549
2543622522
An FHA loan specialist in Killeen, Texas can help you navigate the process of obtaining a government-backed mortgage. Texas law requires specific disclosures for FHA loans, including a detailed estimate of closing costs. Working with a local specialist ensures you understand the unique property tax and insurance rules in Bell County.
What Does a FHA Loan Specialist in Killeen Cost?
Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Killeen generally range from 3 to 5 percent of the purchase price, covering appraisal, title search, and lender fees. These costs vary based on the lender and your specific financial situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Killeen?
An FHA loan specialist guides you through the FHA loan application process in Killeen. They help you gather required documents, explain Texas-specific regulations like the homestead exemption, and assist with credit and income requirements. They also coordinate with appraisers and underwriters to ensure your loan meets FHA standards.
What are the FHA loan limits for Killeen Texas in 2025?
For 2025, the FHA loan limit for a single-family home in Bell County, which includes Killeen, is $498,257. This limit applies to standard FHA loans and may be higher for multi-unit properties. A specialist can confirm the exact limit for your specific property type.
How long does the FHA loan process take in Texas?
The typical FHA loan process in Texas takes 30 to 45 days from application to closing. Texas law requires a three-day right of rescission period after signing the loan documents. Delays can occur if additional documentation is needed or if the property requires repairs to meet FHA standards.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.