Find FHA Loan Specialists in Kyle, TX
Directory of fha loan specialists in Kyle, Texas. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 8 fha loan specialists in Kyle, TX
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An FHA loan specialist in Kyle, Texas can help you navigate the process of obtaining a mortgage insured by the Federal Housing Administration. Texas law requires all mortgage loan originators to be licensed through the Texas Department of Savings and Mortgage Lending. Kyle home buyers often use FHA loans for their lower down payment requirements and flexible credit guidelines.
What Does a FHA Loan Specialist in Kyle Cost?
Typical costs for an FHA loan specialist in Texas include an origination fee of 1 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent of the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Appraisal fees in Kyle usually cost between $500 and $700. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Kyle Texas?
For 2024 the FHA loan limit for a single family home in Hays County Texas is $498,257. This limit applies to most areas in Kyle and is set by the Department of Housing and Urban Development.
Do I need a specific license to be an FHA loan specialist in Texas?
Yes. All mortgage loan originators in Texas must hold a valid license from the Texas Department of Savings and Mortgage Lending. They must also complete continuing education courses each year to maintain their license.
What documents do I need for an FHA loan in Kyle Texas?
You typically need two years of tax returns, recent pay stubs, bank statements, and a valid government issued ID. Texas law also requires proof of homeowner insurance before closing.