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Compare fha loan specialists in Lake Jackson. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Lake Jackson, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 20 fha loan specialists in Lake Jackson, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
117 TX-332 K, Lake Jackson, TX 77566
9792971563
Sun Loan Company
125 TX-332 B, Lake Jackson, TX 77566
9792859746
World Finance
407 This Way, Lake Jackson, TX 77566
9794800800
Western Finance
145 Oyster Creek Dr STE 4B, Lake Jackson, TX 77566
9793880466
Gateway Mortgage Group
112 S Parking Pl, Lake Jackson, TX 77566
9793182889
Heights Finance
120 Circle Way, Lake Jackson, TX 77566
9794800333
TDECU Lake Jackson
1001 FM 2004, Lake Jackson, TX 77566
8008391154
Alisa Bailey Fairway Independent Mortgage Company
628 Willow Dr, Lake Jackson, TX 77566
9793145523
Lendmark Financial Services LLC
145 Oyster Creek Dr Suite 5, Lake Jackson, TX 77566
9792973763
Gold Star Finance
429 This Way St, Lake Jackson, TX 77566
9794809347
First National Bank of Lake Jackson
122 West Way, Lake Jackson, TX 77566
9792974012
Amy Condon- Mortgage Lender
22-B Circle Way St, Lake Jackson, TX 77566
9792363876
Texas Gulf Bank
203 This Way, Lake Jackson, TX 77566
9792991308
Jeannette Merritt - Gateway Mortgage
112 S Parking Pl, Lake Jackson, TX 77566
9795294261
Republic Finance
201B TX-332 Suite 111, Lake Jackson, TX 77566
9794801357
Cadence Bank (Mortgage)
423 This Way, Lake Jackson, TX 77566
9792993066
Trina Barnett NMLS #: 996393 - TDECU Mortgage
1001 FM 2004, Lake Jackson, TX 77566
9792990284
Shayne McGehee - Gateway Mortgage
112 S Parking Pl, Lake Jackson, TX 77566
9793184707
Reliable Finance Co
108 Plantation Dr, Lake Jackson, TX 77566
9792993055
Dash Home Mortgage Corporation
129 Circle Way A 1/2, Lake Jackson, TX 77566
9792455626
An FHA loan specialist in Lake Jackson, Texas helps homebuyers navigate FHA-insured mortgages. These loans are popular in Brazoria County due to lower down payment requirements. Texas law requires all mortgage loan originators to be licensed through the Texas Department of Savings and Mortgage Lending.
What Does a FHA Loan Specialist in Lake Jackson Cost?
Typical costs for an FHA loan specialist in Texas include an origination fee of 1% to 1.5% of the loan amount. Upfront mortgage insurance premium (UFMIP) is 1.75% of the loan amount, financed into the loan. Annual MIP ranges from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Brazoria County usually range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Lake Jackson?
An FHA loan specialist guides borrowers through the FHA loan process. They help with credit requirements, property eligibility, and documentation. Specialists also explain Texas-specific rules like homestead exemptions and property tax prorations.
What are the FHA loan requirements in Texas?
FHA loans in Texas require a minimum credit score of 580 for 3.5% down payment. Borrowers must have a valid Social Security number and lawful residency. The property must meet FHA safety and appraisal standards set by HUD.
How long does an FHA loan take to close in Lake Jackson?
FHA loans typically close in 30 to 45 days in Lake Jackson. Delays can occur due to appraisal backlogs or title issues. Texas law requires a 3-day right of rescission for refinances but not for purchase loans.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.