Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 fha loan specialists in Lindale, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Texas Farm Credit
17752 US-69, Lindale, TX 75771
9036388511
U.S. Bank-Jacques Delivaudais-Mortgage Loan Officer
Bank Area Served, Lindale, TX 75771
2145618231
Magnolia Street Mortgage LLC
1513 Sugar Hill, Lindale, TX 75771
9032164090
Leon Kramer Mortgage Broker
19189 County Rd 437, Lindale, TX 75771
2149081664
Brittney Fleischman
102 E Hubbard St, Lindale, TX 75771
9403897696
What Does a FHA Loan Specialist in Lindale Cost?
Typical costs for an FHA loan specialist in Texas include an origination fee of up to 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Texas average 3 to 5 percent of the purchase price but vary by lender and property. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Lindale?
An FHA loan specialist is a licensed mortgage professional who guides borrowers through FHA loan applications and approval. They help with credit requirements down payment rules and property standards specific to Texas.
What are FHA loan limits for Lindale Texas?
FHA loan limits for Smith County Texas are set annually by HUD. For 2024 the single family home limit is typically around $498,257 but exact figures depend on the property type and local area median income.
What credit score is needed for an FHA loan in Texas?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender in Texas may have its own overlay requirements.