Compare FHA Loan Specialists in Port Isabel, TX
Directory of fha loan specialists in Port Isabel, Texas. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 7 fha loan specialists in Port Isabel, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FHA loan specialists in Port Isabel, Texas help homebuyers secure government-backed mortgages with lower down payments. Texas law requires all mortgage loan originators to be licensed through the Texas Department of Savings and Mortgage Lending. Local specialists understand the unique housing market in Cameron County and can guide you through FHA property requirements for coastal areas.
What Does a FHA Loan Specialist in Port Isabel Cost?
Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Closing costs usually range from 2 to 5 percent of the purchase price. Lender fees vary but often include an origination fee of 1 percent. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Port Isabel Texas?
For 2025, the FHA loan limit for a single-family home in Cameron County is $498,257. This limit is based on the median home price in the area and is set by the Department of Housing and Urban Development.
Do FHA loans require a specific credit score in Texas?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender in Texas may have its own overlay requirements.