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Showing 6 fha loan specialists in Robstown, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Corpus Christi Home Center
4620 US-77, Robstown, TX 78380
(361) 250-3103
corpuschristihomecenter.com
Texas Farm Credit - Robstown Branch & Insurance Agency
545 US-77, Robstown, TX 78380
(361) 387-3534
texasfarmcredit.com
What Does a FHA Loan Specialist in Robstown Cost?
Typical costs for an FHA loan specialist in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Lender origination fees range from 1,000 to 3,000 dollars. Appraisal fees in Robstown are usually 500 to 700 dollars. Closing costs generally total 3 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Robstown Texas?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Scores between 500 and 579 may qualify with a 10 percent down payment. Texas lenders may have overlays that require higher scores.
Are FHA loans available for manufactured homes in Robstown?
Yes, FHA loans can finance manufactured homes in Robstown if the home meets HUD guidelines and is on a permanent foundation. The property must be classified as real estate and comply with Texas Department of Housing and Community Affairs standards.
What is the FHA loan limit for Robstown Texas?
For 2025, the FHA loan limit for a single-family home in Nueces County, which includes Robstown, is 498,257 dollars. Limits vary by county and property type. A specialist can confirm current limits for your specific situation.