Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 16 fha loan specialists in Waxahachie, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Highlands Mortgage with Lisa Burkes
2591 N Hwy 77 Suite 103, Waxahachie, TX 75165
9729351601
Security Finance
605 Ferris Ave, Waxahachie, TX 75165
9729371134
Matt Authier - Gateway Mortgage
1332 US-287 Ste 100, Waxahachie, TX 75165
4693833358
Mid-Tex Mortgage
130 Chieftain Dr, Waxahachie, TX 75165
4693253570
Victoria Baker - Southwest Funding LP #1036
149 Paddock Ridge, Waxahachie, TX 75167
2146936308
Eric Whitaker | Branch Manager | Primary Residential Mortgage, Inc.
2801 N Hwy 77 #200, Waxahachie, TX 75165
4695035070
Danny Gildea - Gateway Mortgage
1332 US-287 Ste 100, Waxahachie, TX 75165
4693833345
Gerard Mortgage
115 Park Pl Blvd suite 400, Waxahachie, TX 75165
2149801244
Mary Hutchinson at Twin Tree Mortgage, LLC | NMLS# 1455894
201 Ferris Ave suite 2, Waxahachie, TX 75165
6193688123
Cowtown Lending Services, LLC powered by Barrett Financial Group, L.L.C
208 Buckskin Dr, Waxahachie, TX 75167
4693609716
Lance Wallace - Gateway Mortgage
1332 US-287 Ste 100, Waxahachie, TX 75165
4693833340
Adrian Sanchez
1332 US-287 Ste. 1, Waxahachie, TX 75165
4693833360
Gateway Mortgage
1332 US-287 Ste 100, Waxahachie, TX 75165
9729372200
Terry Wooten - Gateway Mortgage
1332 US-287 Ste 100, Waxahachie, TX 75165
9729372200
David Rembert - Gateway Mortgage
1332 US-287 Ste 100, Waxahachie, TX 75165
2547716631
Krista Taylor - Mortgage Street
104 Broadhead Rd, Waxahachie, TX 75165
9404477640
What Does a FHA Loan Specialist in Waxahachie Cost?
Typical costs for an FHA loan specialist in Texas include an origination fee of 1 to 2 percent of the loan amount. The upfront mortgage insurance premium is 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan terms and down payment. Closing costs in Waxahachie generally range from 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Waxahachie Texas?
For 2024 the FHA loan limit for a single-family home in Ellis County is $498,257. This limit applies to most areas in the Dallas-Fort Worth metro region. Limits may change annually based on housing market data.
What credit score is needed for an FHA loan in Texas?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have higher requirements.