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FHA Loan Specialists in Wichita Falls, TX

Browse fha loan specialists serving Wichita Falls, Texas. Contact information and addresses listed below.

19 agents listed
Updated May 2026
Wichita Falls, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 19 fha loan specialists in Wichita Falls, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
3401 Kemp Blvd Ste N, Wichita Falls, TX 76308
9406920801
Texoma Community Credit Union
3800 Sheppard Access Rd, Wichita Falls, TX 76306
9408514000
American National Bank & Trust
2732 Midwestern Pkwy, Wichita Falls, TX 76308
9403972300
Ryan Haskell - Level Up Lenders - Flat Branch Home Loans
2629 Plaza Pkwy Suite A3, Wichita Falls, TX 76308
8177731860
Sun Loan Company
2913 Bob Ave, Wichita Falls, TX 76308
9403221771
World Finance
1704 9th St Suite 800, Wichita Falls, TX 76301
9407662533
Caroline Groves - Flat Branch Home Loans
2629 Plaza Pkwy Suite A3, Wichita Falls, TX 76308
9409230085
Texan Credit Corporation
3201 Kemp Blvd, Wichita Falls, TX 76308
9406920600
Toledo Finance
2910 Kemp Blvd Suite 110 a, Wichita Falls, TX 76308
9406968868
Security Finance
2910 Kemp Blvd Suite 107, Wichita Falls, TX 76308
9407611007
Yvonne Oden - RWM Mortgage
2629 Plaza Pkwy Suite B-20, Wichita Falls, TX 76308
9402245576
Lendmark Financial Services LLC
2914 Garnett Ave, Wichita Falls, TX 76308
9402477501
Investar Bank
3801 Fairway Blvd, Wichita Falls, TX 76310
9406963000
Gaby Lockhart | Mortgage Broker
1101 Scott Ave #8, Wichita Falls, TX 76301
9407047065
Union Square Lending
2903 Kemp Blvd #200, Wichita Falls, TX 76308
9407208100
First Capital Bank
5030 Stone Lake Dr, Wichita Falls, TX 76310
9402642246
Flat Branch Home Loans
5113 Ditto Ln Suite 103, Wichita Falls, TX 76302
9402761160
Mortgage Lender Wichita Falls TX
4245 Kemp Blvd, Wichita Falls, TX 76308
9402600340
Network Funding, LP - Wichita Falls
705 8th St, Wichita Falls, TX 76301
5805810220

FHA loan specialists in Wichita Falls Texas help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. These professionals guide clients through the Texas-specific underwriting rules and property standards required by the Texas Department of Savings and Mortgage Lending. Local specialists understand the Wichita Falls housing market and can assist with FHA loans for single-family homes and duplexes.

What Does a FHA Loan Specialist in Wichita Falls Cost?

Typical costs for FHA loan specialist services in Texas include an origination fee of 1 percent of the loan amount which is capped by FHA rules. Borrowers also pay an upfront mortgage insurance premium of 1.75 percent of the base loan amount and an annual premium of 0.55 percent. Third-party costs like appraisal and title fees range from $500 to $1,500. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Wichita Falls Texas?
For 2025 the FHA loan limit for a single-family home in Wichita County is $498,257. This limit applies to most areas in Wichita Falls and may be higher for multi-unit properties.
Do I need a specific license to be an FHA loan specialist in Texas?
Yes FHA loan specialists in Texas must hold a valid Mortgage Loan Originator license through the Nationwide Multistate Licensing System. They must also complete Texas-specific pre-licensing education and pass a state exam.