ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find FHA Loan Specialists Near You in Wimberley, TX
Directory of fha loan specialists in Wimberley, Texas. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Wimberley, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 4 fha loan specialists in Wimberley, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AustinHomeLoans.com
15577 Ranch Rd 12 Suite 109, Wimberley, TX 78676
5123991000
Union Home Mortgage
14500 Ranch Rd 12 #7, Wimberley, TX 78676
5128297506
HomeLoansWithVanessa.com
14201 Ranch Rd 12 Ste 3, Wimberley, TX 78676
5127900947
Yvonne Guerra
14500 Ranch Rd 12 #7, Wimberley, TX 78676
9563719496
An FHA loan specialist in Wimberley Texas can help you navigate the process of obtaining a government-backed mortgage. Texas law requires all loan originators to be licensed through the Texas Department of Savings and Mortgage Lending. Specialists in Wimberley understand local property values and can assist with the unique requirements for FHA loans in rural and suburban areas.
What Does a FHA Loan Specialist in Wimberley Cost?
Typical costs for an FHA loan specialist in Texas include an origination fee of 1 to 2 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Wimberley generally total 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Wimberley Texas?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but need a 10 percent down payment. Texas lenders may have overlays requiring higher scores.
Are there Texas-specific rules for FHA loans on manufactured homes?
Yes Texas has specific foundation and installation requirements for FHA loans on manufactured homes. The home must be classified as real property and permanently affixed to a foundation. The specialist will verify compliance with Texas Department of Housing and Community Affairs standards.
How long does an FHA loan closing take in Wimberley Texas?
A typical FHA loan closing in Texas takes 30 to 45 days from application to funding. Texas law requires a 3-day rescission period after signing the closing disclosure. Delays can occur if the property needs repairs required by an FHA appraisal.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Wimberley who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.