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Compare fha loan specialists in Woodway. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Woodway, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 3 fha loan specialists in Woodway, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jennifer Sims, SWBC Mortgage
193 Archway Dr #200, Woodway, TX 76712
8177230166
John Snider, SWBC Mortgage Waco
118 Midway Center, Woodway, TX 76712
2547419440
Peter Thyen at CrossCountry Mortgage
13701 Woodway Dr 2nd floor office 212, Woodway, TX 76712
8777731226
An FHA loan specialist in Woodway Texas can help you navigate the Federal Housing Administration loan process. These loans are popular in the Waco area due to lower down payment requirements and flexible credit guidelines. Texas law requires all FHA loan originators to hold a valid state mortgage license and follow specific disclosure rules under the Texas Finance Code.
What Does a FHA Loan Specialist in Woodway Cost?
Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual mortgage insurance premium of 0.55% to 0.85%. Closing costs generally range from 3% to 6% of the purchase price. For a $250,000 home this means closing costs of $7,500 to $15,000 plus the upfront MIP of $4,375. These costs vary by lender loan amount and property. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Woodway do?
An FHA loan specialist guides you through the FHA loan application process. They help you understand credit score requirements down payment options and property eligibility. They also ensure compliance with Texas specific regulations like the Texas Home Equity Loan rules.
What are the FHA loan limits for Woodway Texas?
For 2025 the FHA loan limit for a single family home in McLennan County including Woodway is $498,257. This amount may change annually based on the national conforming loan limit. A specialist can confirm the current limit for your specific property type.
What documents do I need for an FHA loan in Texas?
You typically need pay stubs W-2 forms tax returns bank statements and a valid government ID. Texas law also requires a signed loan application and a Good Faith Estimate within three business days of application. Your specialist will provide a complete checklist.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.