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Find Mortgage Lenders Near You in Post Falls, ID

Browse mortgage lenders serving Post Falls, Idaho. Contact information and addresses listed below.

14 agents listed
Updated June 2026
Post Falls, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Idaho before hiring.
Showing 14 mortgage lenders in Post Falls, ID Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Northwest Title Loans
4005 W Riverbend Ave, Post Falls, ID 83854
(208) 773-4789 northwesttitleloans.net
LendNation
101 E Seltice Way, Post Falls, ID 83854
(208) 777-9644 lendnation.com
Check `n Go
740 N Cecil Rd #114, Post Falls, ID 83854
(208) 773-6228 locations.checkngo.com
Half Price Title Loans
3920 W 5th Ave # A2, Post Falls, ID 83854
(208) 457-1433 halfpricetitleloans.com
World Finance
112 E Seltice Way Ste C, Post Falls, ID 83854
(208) 457-3204 loansbyworld.com
Monument Financial, Inc.
510 Clearwater Loop # 100, Post Falls, ID 83854
(208) 900-6350 mfimortgage.com
Idaho Mortgage Broker Laura Guadamuz, Loan Officer NMLS #2097030
4252 E 16th Ave, Post Falls, ID 83854
(208) 481-5899 futureofmortgage.com
Erin Halleman, STCU Home Loans, NMLS #1173475
3903 E Primrose Ln #101, Post Falls, ID 83854
(208) 619-4005 stcu.org
Heartland Mortgage Inc NMLS# 70082
2700 E Seltice Way Ste 8, Post Falls, ID 83854
(208) 777-2030
Mimi Fisher - Powered by Modus Mortgage
510 Clearwater Loop, Post Falls, ID 83854
(208) 661-9457 mortgagebymimi.com
P1FCU Post Falls Lending Center
3095 E Mullan Ave Ste 500, Post Falls, ID 83854
(208) 746-8900 p1fcu.org
Sierra Pacific Mortgage
4911 Inverness Dr, Post Falls, ID 83854
(800) 447-3386 loans.sierrapacificmortgage.com
Seltice Refiannce Mortgage
2701 E Seltice Way, Post Falls, ID 83854
(208) 777-2890
US Bank Mortgage
415 E Seltice Way, Post Falls, ID 83854
(800) 872-2657 usbank.com

Mortgage lenders in Post Falls Idaho help homebuyers secure financing for residential properties. Idaho does not require a state license for individual mortgage loan originators but they must register with the Nationwide Multistate Licensing System. Local lenders understand the unique real estate market in Kootenai County and can guide you through the process of buying a home in this growing area.

What Does a Mortgage Lender in Post Falls Cost?

Typical costs for a mortgage lender in Post Falls include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and escrow fees add another 1000 to 2000 dollars. Closing costs in Idaho average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Post Falls?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Idaho lenders also require a signed purchase agreement and proof of homeowners insurance before closing.
How long does it take to close on a mortgage in Idaho?
The average mortgage closing in Idaho takes 30 to 45 days from application to funding. Delays can occur if the appraisal or title work takes longer than expected.
Are there special mortgage programs for first time buyers in Idaho?
Yes the Idaho Housing and Finance Association offers down payment assistance and fixed rate loans for first time buyers. These programs have income limits and require a minimum credit score of 640.

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