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Directory of mortgage lenders in Independence, Missouri. Verify credentials with the state mortgage licensing authority before hiring.
13 agents listed
Updated May 2026
Independence, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 13 mortgage lenders in Independence, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sun Loan Company
2411 Rte 291 Suite P, Independence, MO 64057
8164615827
Security Finance
10808 East 23rd St S STE B, Independence, MO 64052
8162545509
Mariner Finance
20130 E Jackson Dr, Independence, MO 64057
8162994588
Regional Finance
18920 E Valley View Pkwy G, Independence, MO 64055
8164488751
OneMain Financial
4201 S Noland Rd T, Independence, MO 64055
8163503245
Community Mortgage, LLC
19045 E Valley View Pkwy f, Independence, MO 64055
8665885533
NASB Home Loans - Beverly Smith (NMLS# 544213)
11400 East 23rd St S, Independence, MO 64052
8666272034
Community Mortgage (Chris Hernandez - NMLS :276755)
19045 E Valley View Pkwy f, Independence, MO 64055
8169167723
Leader One
4358 S Noland Rd, Independence, MO 64055
8167439919
Kris Morgan Community Mortgage
19045 E Valley View Pkwy f, Independence, MO 64055
8165950673
BMO Harris Bank Mortgage
18921 E Valley View Pkwy, Independence, MO 64055
8883402265
Hard Money Lenders Independence MO
201 N Forest Ave, Independence, MO 64050
8166806723
Commercial Lending Independence MO
201 N Forest Ave, Independence, MO 64050
8165350632
Mortgage lenders in Independence Missouri help homebuyers and homeowners secure financing for property purchases and refinancing. Missouri law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders are familiar with Jackson County property values and Missouri specific regulations like the state usury limit of 10 percent interest for most loans.
What Does a Mortgage Lender in Independence Cost?
Typical costs for a mortgage lender in Missouri include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and a credit report fee of 30 to 50 dollars. Closing costs in Missouri generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Independence Missouri?
You typically need pay stubs from the last 30 days, W-2 forms from the last two years, tax returns, bank statements, and a valid photo ID. Missouri lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Missouri?
The mortgage process in Missouri usually takes 30 to 45 days from application to closing. Missouri law requires a three day right of rescission for refinances, which can add a few days to the timeline.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.