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Mortgage Lenders in Jefferson City, MO

Looking for a mortgage lender in Jefferson City? Review the directory below to compare your options.

18 agents listed
Updated May 2026
Jefferson City, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 18 mortgage lenders in Jefferson City, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
3720 W Truman Blvd Suite B, Jefferson City, MO 65109
5736598300
Security Finance
520 Ellis Blvd Suite M, Jefferson City, MO 65101
5736348384
Flat Branch Home Loans
630 Bolivar St # 102, Jefferson City, MO 65101
5736915550
Advance America
1402 Missouri Blvd, Jefferson City, MO 65109
5735567910
Sun Loan Company
1418 Missouri Blvd Ste C, Jefferson City, MO 65101
5736368708
Jefferson Bank
700 Southwest Blvd, Jefferson City, MO 65109
5736340860
Mariner Finance
2215 Missouri Blvd suite d, Jefferson City, MO 65109
5736348854
According 2 Cori: Cori Busby, Mortgage Broker NMLS #1560631
3401 W Truman Blvd Suite 151, Jefferson City, MO 65109
5736354443
LendNation
813 Missouri Blvd, Jefferson City, MO 65109
5737610607
Accord Mortgage
2810 S Ten Mile Dr, Jefferson City, MO 65109
5736365017
Payment 1 Loans - Jefferson City
1702 Missouri Blvd, Jefferson City, MO 65109
5734935626
Tower Loan
520 Ellis Blvd j, Jefferson City, MO 65101
5736343136
Total Lending Concepts
1931 W Main St Ste A, Jefferson City, MO 65109
5732180800
Brandon Wooley, Mortgage Broker
220 E Dunklin St, Jefferson City, MO 65101
5738934888
Madison Mortgage
308 E High St, Jefferson City, MO 65101
6363331213
American Mortgage Advisors Group
3236 Emerald Ln Suite 400, Jefferson City, MO 65109
5732986330
Kevin Schwarzer, Home Lending Officer
132 E High St, Jefferson City, MO 65101
5732916599
US Bank Mortgage
101 W McCarty St, Jefferson City, MO 65101
5735566005

Mortgage lenders in Jefferson City Missouri help homebuyers and homeowners secure financing for residential properties. Local lenders understand the Missouri housing market and can guide you through state-specific requirements such as property tax assessments and title insurance rules. Whether you are buying a first home or refinancing a current loan, working with a Jefferson City lender offers personalized service and local knowledge.

What Does a Mortgage Lender in Jefferson City Cost?

Typical costs for a mortgage in Jefferson City Missouri include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. Missouri also charges a state documentary stamp tax on the deed of trust. These costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Jefferson City?
You typically need pay stubs, tax returns, bank statements, and proof of identification. Missouri law requires lenders to verify your income and assets. Your lender will provide a complete list based on your loan type.
How long does the mortgage process take in Missouri?
The process usually takes 30 to 45 days from application to closing. Missouri has a 15 day right of rescission for refinances under certain conditions. Your lender will give you a timeline specific to your situation.
Are there first time home buyer programs in Jefferson City Missouri?
Yes, Missouri offers the Missouri First Home program through the Missouri Housing Development Commission. This program provides down payment assistance and favorable loan terms for qualified buyers in Jefferson City. Your lender can explain eligibility requirements.