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Looking for a mortgage lender in Lake Ozark? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Lake Ozark, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 5 mortgage lenders in Lake Ozark, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Flat Branch Home Loans
2882 Bagnell Dam Blvd, Lake Ozark, MO 65049
5736934693
On Q Home Loans | Lake Ozark | Jeanne Rackers
2140 Bagnell Dam Blvd #202, Lake Ozark, MO 65049
5732686874
Lakelender Michael Lasson Mortgage Banker
2882 Bagnell Dam Blvd Suite B, Lake Ozark, MO 65049
5732167258
First State Bank Mortgage
2751 Bagnell Dam Blvd Suite B, Lake Ozark, MO 65049
5733655626
Total Lending Concepts I Lake of the Ozarks
2610 Bagnell Dam Blvd, Lake Ozark, MO 65049
5732026502
Mortgage lenders in Lake Ozark Missouri help residents and second home buyers secure financing for residential properties. Missouri law requires lenders to be licensed with the state Division of Finance. Local lenders understand the Lake of the Ozarks market including seasonal properties and vacation homes.
What Does a Mortgage Lender in Lake Ozark Cost?
Typical mortgage costs in Missouri include an origination fee of 0.5 to 1 percent of the loan amount plus appraisal fees of 400 to 700 dollars and title insurance of 500 to 1500 dollars. Closing costs in Lake Ozark usually range from 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Lake Ozark?
You typically need pay stubs tax returns bank statements and photo ID. Missouri lenders also require a property appraisal and proof of homeowners insurance before closing.
How long does the mortgage process take in Missouri?
The average mortgage process in Missouri takes 30 to 45 days from application to closing. Delays can occur if the property is a vacation home or if there are title issues specific to lakefront properties.
Are there special mortgage programs for first time home buyers in Missouri?
Yes Missouri offers the MHDC First Place loan program with down payment assistance. These programs have income limits and require a homebuyer education course approved by the state.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.