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Mortgage Lenders in Manchester, MO

Looking for a mortgage lender in Manchester? Review the directory below to compare your options.

2 agents listed
Updated June 2026
Manchester, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Missouri before hiring.
Showing 2 mortgage lenders in Manchester, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Agape Financial Group LLC
410 Sovereign Ct STE 13, Manchester, MO 63011
(636) 207-5700
Mortgage, Bank of America
13999 Manchester Rd, Manchester, MO 63011
(314) 819-9755 bankofamerica.com

Manchester Missouri residents can work with local mortgage lenders to secure home loans for purchase or refinance. Missouri law requires lenders to be licensed through the Missouri Division of Finance. Many lenders in Manchester offer conventional FHA and VA loans tailored to the St. Louis metro area market.

What Does a Mortgage Lender in Manchester Cost?

Typical costs for a mortgage in Missouri include an origination fee of 0.5 to 1 percent of the loan amount and third party fees for appraisal title and credit report. Closing costs in the St. Louis area often range from 2000 to 5000 for a standard purchase. These costs vary by lender loan type and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Manchester Missouri?
You will typically need pay stubs tax returns bank statements and a photo ID. Missouri lenders also require a credit check and proof of employment for the last two years.
How long does the mortgage process take in Missouri?
The mortgage process in Missouri usually takes 30 to 45 days from application to closing. This timeline can vary based on loan type and the lenders current workload.
Are there Missouri specific mortgage programs for first time buyers?
Yes the Missouri Housing Development Commission offers the MHDC First Place loan program. This program provides down payment assistance and competitive rates for qualified first time buyers in Manchester.