Mortgage Lenders in O'Fallon, MO
Compare mortgage lenders in O'Fallon. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Missouri before hiring.
Showing 18 mortgage lenders in O'Fallon, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in O'Fallon Cost?
Typical costs for a mortgage lender in Missouri include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in O Fallon Missouri?
You typically need pay stubs, tax returns, bank statements, and identification. Missouri lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Missouri?
The process usually takes 30 to 45 days from application to closing. Missouri law requires a three-day right of rescission for refinances on primary residences.
Are there first time home buyer programs in O Fallon Missouri?
Yes, Missouri offers the First Place Loan Program through the Missouri Housing Development Commission. It provides down payment assistance and competitive interest rates for eligible buyers.