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Directory of mortgage lenders in St Ann, Missouri. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
St Ann, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 3 mortgage lenders in St Ann, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
10654-A St Charles Rock Rd, St Ann, MO 63074
3144267538
World Finance
10656A St Charles Rock Rd, St Ann, MO 63074
3144267800
LendNation
9905 St Charles Rock Rd, St Ann, MO 63074
3144272439
Mortgage lenders in St Ann Missouri help home buyers and homeowners secure financing for property purchases and refinancing. Missouri law requires lenders to be licensed through the Missouri Division of Finance and follow state regulations for interest rates and disclosures. Working with a local lender can give you access to St Ann specific market knowledge and faster service.
What Does a Mortgage Lender in St Ann Cost?
Typical costs for a mortgage in Missouri include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 700 dollars and title insurance of 500 to 1500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. Other fees may include credit report costs recording fees and prepaid property taxes. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in St Ann Missouri?
You typically need pay stubs tax returns bank statements and photo ID. Missouri lenders also require a signed application and a credit check authorization. The exact list depends on your loan type and employment situation.
How long does the mortgage process take in Missouri?
The mortgage process in Missouri usually takes 30 to 45 days from application to closing. Missouri law requires a three day right of rescission for refinances. Delays can happen if appraisals or title work take longer.
What are the down payment requirements for a home loan in St Ann?
Down payment requirements vary by loan type. Conventional loans often require 3 to 20 percent down. FHA loans allow as little as 3.5 percent down. USDA and VA loans may offer zero down payment options for eligible borrowers in St Ann.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.