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Find Mortgage Lenders Near You in St Charles, MO

Browse mortgage lenders serving St Charles, Missouri. Contact information and addresses listed below.

16 agents listed
Updated May 2026
St Charles, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 16 mortgage lenders in St Charles, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
2157 Bluestone Dr, St Charles, MO 63303
6369392400
First State Bank Mortgage
2850 W Clay St, St Charles, MO 63301
6369405626
Mortgage Solutions, LLC
19 Missouri Research Park Ct, St Charles, MO 63304
3142645325
Fairway Independent Mortgage Corporation
2031 Collier Corporate Pkwy #102, St Charles, MO 63303
6362779322
Shawn Tihen, Mortgage Loan Officer - First Horizon Bank
2247 Bluestone Dr, St Charles, MO 63303
6369497979
Adam Lauman - Chase Home Lending Advisor - NMLS ID 735999
1990 Zumbehl Rd, St Charles, MO 63303
3142305775
Dylan J. Estes - Branch Manager | Nexa Mortgage, LLC - Gateway Branch
3910 Old Hwy 94 S Suite 114, St Charles, MO 63304
3142500212
Brian Alkire | Fairway Independent Mortgage Corporation Branch Manager/Mortgage Originator
2031 Collier Corporate Pkwy #102, St Charles, MO 63303
3143039768
Clear Path Home Mortgage
112 Point W Blvd #500, St Charles, MO 63301
3144799550
iknowamortgageguy, LLC
2536 S Old Hwy 94 Suite 110, St Charles, MO 63303
3146078551
Elite Mortgage Services
1480 Woodstone Dr, St Charles, MO 63304
3143306736
Dan Hasekamp | Fairway Independent Mortgage Corporation Branch Manager
2031 Collier Corporate Pkwy #102, St Charles, MO 63303
3147501847
Saint Charles Mortgage LLC
633 Oregon Trail Ct, St Charles, MO 63304
6362197970
Commerce Bank Mortgage
1101 1st Capitol Dr, St Charles, MO 63301
8443402574
Regions Mortgage
2000 W Clay St, St Charles, MO 63301
6362931001
Executive Lending Group LLC
22 Portwest Ct, St Charles, MO 63303
3147958677

Mortgage lenders in St Charles, Missouri help you secure financing to buy a home or refinance an existing loan. Missouri law requires lenders to be licensed through the Missouri Division of Finance and follow state regulations on interest rates and loan terms. Local lenders understand the St Charles real estate market and can guide you through conventional, FHA, VA, and USDA loan options.

What Does a Mortgage Lender in St Charles Cost?

Typical costs for a mortgage lender in Missouri include an origination fee of 0.5 percent to 1 percent of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $1,500 to $3,000. Closing costs in St Charles generally range from 2 percent to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in St Charles?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Missouri lenders also require proof of homeowners insurance and a property appraisal before closing.
How long does it take to close on a mortgage in Missouri?
Most mortgage loans in Missouri close within 30 to 45 days from application. Missouri law requires a three day rescission period for refinances but not for purchase loans.