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Find Mortgage Lenders in Atoka, TN

Looking for a mortgage lender in Atoka? Review the directory below to compare your options.

3 agents listed
Updated June 2026
Atoka, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Tennessee before hiring.
Showing 3 mortgage lenders in Atoka, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Mortgage Services Inc.
171 Wesley-Reed Dr, Atoka, TN 38004
(901) 840-1400 amortgageservices.com
Leaders Credit Union- Mortgage Services
10992 US-51 Ste 100, Atoka, TN 38004
(731) 664-1784 leaderscu.com
Patriot Bank Mortgage
11529 Hwy 51 S, Atoka, TN 38004
(901) 840-1911 patriotbankmortgage.com

What Does a Mortgage Lender in Atoka Cost?

Typical costs for a mortgage lender in Tennessee include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Closing costs in Atoka often total 2 to 5 percent of the home price. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Atoka Tennessee?
You typically need pay stubs tax returns bank statements and a photo ID. Tennessee lenders also require a valid Social Security number and proof of residency.
How long does the mortgage process take in Tennessee?
The process usually takes 30 to 45 days from application to closing. Tennessee does not have a specific state law on timeline but most lenders follow standard federal guidelines.

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