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Find Mortgage Lenders in Chattanooga, TN

Directory of mortgage lenders in Chattanooga, Tennessee. Verify credentials with the state state mortgage licensing authority before hiring.

20 agents listed
Updated June 2026
Chattanooga, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Tennessee before hiring.
Showing 20 mortgage lenders in Chattanooga, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HomeRate Mortgage
7506 E Brainerd Rd, Chattanooga, TN 37421
(423) 805-9100 homeratemortgage.com
Casey Bryant Mortgage Team #NMLS 1670270 — Benchmark Home Loans
1937 Dayton Blvd, Chattanooga, TN 37415
(423) 565-8830 caseybryantmortgage.com
Summit Funding, Inc.
6148 Lee Hwy # 100, Chattanooga, TN 37421
(423) 417-3211 summitfunding.net
Highlands Residential Mortgage
6576 E Brainerd Rd a, Chattanooga, TN 37421
(423) 624-0448 highlandsmortgage.com
Christina Lane
1830 Washington St, Chattanooga, TN 37408
(423) 618-4867 movement.com
The Gabe Whitmer Team, FirstBank Mortgage, NMLS# 1427791
201 W Main St #105, Chattanooga, TN 37408
(423) 308-2207 whitmerteam.com
The J Lending Team – Highlands Residential Mortgage
6576 E Brainerd Rd, Chattanooga, TN 37421
(865) 712-0352 thejlendingteam.com
Chatt Mortgage
6650 E Brainerd Rd Suite 208, Chattanooga, TN 37421
(423) 591-9801 chattmortgage.com
PrimeLending, A PlainsCapital Company - Chattanooga
1200 Premier Dr #220, Chattanooga, TN 37421
(423) 414-3390 lo.primelending.com
McGinnis Team - Mortgage Lender - RWM Home Loans
300 Ashland Terrace, Chattanooga, TN 37415
(423) 800-5232 rwmloans.com
Corey Petree - Union Home Mortgage - NMLS# 168632
13 W Kent St Suite 101, Chattanooga, TN 37405
(423) 760-3861 petreehomeloans.com
Union Home Mortgage Vickie Phillips
13 W Kent St Suite 101, Chattanooga, TN 37402
(423) 320-8208 uhmchatt.com
Mortgage Investors Group
6221 Shallowford Rd #104, Chattanooga, TN 37421
(423) 899-2887 migonline.com
Cheryl Owens
1813 Market St, Chattanooga, TN 37408
(423) 504-9962 cmghomeloans.com
The Byram Group at CrossCountry Mortgage
36 E Main St #102, Chattanooga, TN 37408
(423) 708-4108 home.thebyramgroup.com
Sherri Boland - Movement Mortgage
7625 Hamilton Park Dr Suite 27, Chattanooga, TN 37421
(423) 316-1960 flatbranchhomeloans.com
Fairway Independent Mortgage Corp. of Chattanooga
1800 Rossville Ave #108, Chattanooga, TN 37408
(423) 708-5285
Mortgage South
6576 E Brainerd Rd, Chattanooga, TN 37421
(423) 624-3878 mortgage-south.com
Richard Sailors VA Home Loan Officer NMLS #1164163 Benchmark Home Loans
1937 Dayton Blvd, Chattanooga, TN 37415
(423) 991-8004 richardsailors.benchmark.us
Scenic City Mortgage Team with LeaderOne Financial
1208 Pointe Centre Dr Suite 208, Chattanooga, TN 37421
(423) 704-9399 sceniccitymortgageteam.com

A mortgage lender in Chattanooga Tennessee helps you secure financing to buy a home or refinance an existing property. Tennessee law requires lenders to be licensed through the Tennessee Department of Financial Institutions. Chattanooga offers a mix of urban and suburban neighborhoods, making local lender knowledge valuable for finding the right loan product.

What Does a Mortgage Lender in Chattanooga Cost?

Typical costs for a mortgage lender in Tennessee include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costing 500 to 1,500 dollars. Closing costs in Chattanooga average 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Chattanooga?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Tennessee lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Tennessee?
The process usually takes 30 to 45 days from application to closing. Tennessee law allows a three day rescission period for refinances under the Truth in Lending Act.
Are there any Tennessee specific mortgage programs?
Yes, the Tennessee Housing Development Agency offers down payment assistance and low interest loans for first time homebuyers. These programs have income limits and require a homebuyer education course.

Mortgage Lenders in Other Tennessee Cities