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Mortgage Lenders in Cookeville, TN

Directory of mortgage lenders in Cookeville, Tennessee. Verify credentials with the state state mortgage licensing authority before hiring.

20 agents listed
Updated June 2026
Cookeville, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Tennessee before hiring.
Showing 20 mortgage lenders in Cookeville, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
586 S Jefferson Ave H, Cookeville, TN 38501
(931) 372-8011 loansbyworld.com
Tennessee Title Loans, Inc.
723 S Jefferson Ave, Cookeville, TN 38501
(931) 528-9744 tennesseetitleloansinc.com
Service Loan
155 E Spring St Unit B Suite B, Cookeville, TN 38501
(931) 528-2088 serviceloansouth.com
Mariner Finance
921 S Willow Ave Ste. E, Cookeville, TN 38501
(931) 854-1173 locations.marinerfinance.com
Citizens Savings & Loan
380 S Lowe Ave, Cookeville, TN 38501
(931) 525-2547 citizensloan.com
Union Home Mortgage
38 W Broad St, Cookeville, TN 38501
(931) 488-8861 uhm.com
1st Franklin Financial
124 S Willow Ave, Cookeville, TN 38501
(931) 526-3240 1ffc.com
Patty Seagrave - NMLS# 466336 | Seagrave Mortgage
530 W Jackson St, Cookeville, TN 38501
(931) 526-3374 afncorp.com
Jeff Harrison - Success Mortgage Partners, Inc.
116 Locust Ave, Cookeville, TN 38501
(931) 378-8612 jeffharrisonloans.com
Marc Anglin, NEXA Mortgage LLC, NMLS# 2104561
339 Cora Rd, Cookeville, TN 38501
(916) 677-7645 lendwithmarc.com
Seagrave Mortgage
530 W Jackson St, Cookeville, TN 38501
(931) 526-3374 seagravemortgage.com
Clint Porter - Success Mortgage
117 S Jefferson Ave, Cookeville, TN 38501
(865) 335-2651 successmortgagepartners.com
FirstBank Mortgage
749 S Willow Ave, Cookeville, TN 38501
(800) 200-6462 fbmortgageloans.com
Mortgage Investors Group
116 Locust Ave Suite C, Cookeville, TN 38501
(931) 526-9496 migonline.com
Brandon Parrish, FirstBank Mortgage, NMLS# 869942
749 S Willow Ave, Cookeville, TN 38501
(931) 349-6384 bpfirstmortgage.com
Jeff Tramel, Mortgage broker
130 Allison Way, Cookeville, TN 38501
(615) 785-0011 jeff-tramel.com
Guaranty Mortgage Services LLC - Arthur Beck
710 S Jefferson Ave, Cookeville, TN 38501
(931) 510-5074 guarantymortgage.com
Impact Mortgage, LLC
20 W Broad St, Cookeville, TN 38501
(931) 754-2288 impactmortgage.info
Guaranty Mortgage Services
312 E Broad St, Cookeville, TN 38501
(931) 526-9942 guarantymortgage.com
William VanWagner-U.S. Bank Mortgage
2 W Jackson St, Cookeville, TN 38501
(931) 520-2921 mortgage.usbank.com

Mortgage lenders in Cookeville Tennessee help home buyers and homeowners secure financing for residential properties. Tennessee law requires all mortgage loan originators to be licensed through the state Department of Financial Institutions. Local lenders can guide you through conventional, FHA, VA, and USDA loan programs available in Putnam County.

What Does a Mortgage Lender in Cookeville Cost?

Typical costs for a mortgage in Tennessee include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance averaging 600 to 1,200 dollars. Closing costs in Cookeville generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Cookeville Tennessee?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid photo ID. Tennessee lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Tennessee?
The typical mortgage process in Tennessee takes 30 to 45 days from application to closing. This timeline can vary based on loan type and appraisal scheduling.
Are there any Tennessee specific laws about mortgage lending?
Yes Tennessee has a usury cap of 10 percent interest on most loans unless a different rate is agreed in writing. The state also requires a 15 day right of rescission for certain refinance loans.

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