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Directory of mortgage lenders in Oak Ridge, Tennessee. Verify credentials with the state mortgage licensing authority before hiring.
14 agents listed
Updated May 2026
Oak Ridge, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 14 mortgage lenders in Oak Ridge, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Y-12 Credit Union
501 Lafayette Dr, Oak Ridge, TN 37830
8004821043
Advance America
868 Oak Ridge Turnpike, Oak Ridge, TN 37830
8654831671
Enrichment Federal Credit Union - Oak Ridge Branch
201 S Illinois Ave, Oak Ridge, TN 37830
8654820045
World Finance
262 E Main St, Oak Ridge, TN 37830
8654838610
Check Into Cash
361 S Illinois Ave D, Oak Ridge, TN 37830
8654827101
Mortgage Investors Group
113 Lafayette Dr Building A, Suite 100, Oak Ridge, TN 37830
8654828910
OneMain Financial
1181 Oak Ridge Turnpike, Oak Ridge, TN 37830
8654822414
Lendmark Financial Services LLC
1130 Oak Ridge Turnpike, Oak Ridge, TN 37830
8652724101
Lorie Wilson
113 Lafayette Dr, Oak Ridge, TN 37830
8658514382
Michelle Osborne, NMLS 683975
113 Lafayette Dr bldg a suite 100, Oak Ridge, TN 37830
4239128431
Shannon Ochiltree, NMLS 186419
113 Lafayette Dr Building A, Suite 100, Oak Ridge, TN 37830
8654828910
Wendy Thompson Team Oak Ridge Mortgage Brokers & Lending Company
100 E Tennessee Ave, Oak Ridge, TN 37830
8652058558
Chase Home Lending
235 S Illinois Ave, Oak Ridge, TN 37830
6154067930
Mortgage Investors Group
226 Jackson Square, Oak Ridge, TN 37830
8004898910
Mortgage lenders in Oak Ridge Tennessee help homebuyers secure financing for residential properties. Tennessee law requires lenders to be licensed through the Tennessee Department of Financial Institutions. Local lenders understand the Oak Ridge housing market and can guide you through conventional FHA and VA loan options.
What Does a Mortgage Lender in Oak Ridge Cost?
Typical mortgage lender costs in Tennessee include an origination fee of 0.5 to 1 percent of the loan amount and appraisal fees of 400 to 700 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. Title insurance and recording fees are also required. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Oak Ridge?
You typically need pay stubs tax returns bank statements and photo ID. Tennessee lenders may also require proof of residency and a credit report.
How long does the mortgage process take in Tennessee?
The process usually takes 30 to 45 days from application to closing. Tennessee law requires a three day right of rescission for most refinances.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.